1 The Client

Our client is Forte Payment System based in Texas. Forte Payment has been bought over by CSG group, a multi billion dollar digital transformation company.

2 The Challenge

In year, 2009, smartphones had become very popular, and business and consumers were shifting to smartphones from desktops for their day to day transactions. Forte payment had a huge demand from its customers, who are restaurants and retail shops to provide mobile app, which they could use to accept payments. Forte payment wanted to build mobile apps, however, they did not have expertise to build mobile payment apps. Simpalm had experience in building mobile payment app and Simpalm was contacting payment companies in 2009 to help them build mobile solutions. It was a marriage made in heaven, Forte payment was happy to find Simpalm to help them build the mobile solution.

3 The Solution

We built mobile payment apps on iOS and Android

Simpalm, a leading provider of Fintech App Development Services in USA, developed a secure mobile payment processing app for Forte Payment System. This app allows merchants to accept payments from customers anywhere using a smartphone, supporting both credit card and ACH payments in a secure manner.

We first designed the UI/UX for the mobile applications and got them approved by the client before moving into development. To enable credit card processing, the app required integration with external card readers; however, the card reader manufacturer was not finalized at the start of the project. We conducted extensive market research and worked closely with the client to select the most suitable option.

The solution integrates professional-grade MagTek® iDynamo readers that accept payments in a single swipe. At a time when PCI compliance guidelines for mobile apps were still evolving (back in 2011), we implemented industry-standard practices, including TDES encryption, to ensure full PCI compliance. We also studied the Forte Gateway APIs in detail and integrated the mobile apps with their REST APIs using JSON for secure and reliable payment processing.

4 The Impact

1. App has enabled around 50,000 merchants to accept payments on mobile devices.
2. Total $900 million worth of payments have been done in the app.
3. Received best fintech app award by app store.

forte payment

Tech Stack


iOS SDKiOS SDK

SwiftSwift

PHPPHP

CodeIgniterCodeIgniter

HTML5HTML5
Website

Mobile App Features

forte payment

Charge a Customer

  • Merchant can charge a customer on a credit card.
  • Merchant can charge a customer using bank details.
  • Merchant can also store customer’s signature.
forte payment

Connect with card readers

  • User can connect with multiple card readers from Magtek and IDtech.
  • Card reader allows merchants to swipe the card and get the most qualified rates.
  • Card readers can be connected via BLE or Audiojack.
forte payment

Transaction history and logs

  • Users can see all the past transaction history of by card type and bank account type.
  • Users can see all the transactions approved, declined or voided.
forte payment

Easy navigation and settings

  • User has easy navigation on the home screen to perform and view transaction.
  • Users can make various settings in the settings tab.

Client Testimonials.

client

Simpalm built our mobile payment app on iPhone and we are extremely
satisfied with the service they have provided. They completed the project successfully. There are no complaints to report. Simpalm is highly recommended to others.

Leslie Hendrix
EVP – Product Development, Forte Payment System
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